Lets break it down:
Cash & Savings: We have been saving up for a house down payment but looks like we got one heck of deal on a home, so we will be keeping most of this. Our first goal is to get about 50K in the bank(cash) for saving before we really start putting our money to work. This has grown despite purchasing some major things for our new home(washer, dryer, and fridge). This bracket holds the funds for insurance, auto maintenance, Roth IRA, and vacation. It also holds my monthly budget in it. The rest is used on a daily bases for covering expenses, mortgage, food, auto, etc...
*As you can see I am heavy in commodities in my brokerage account. This is all based on my thought that over the next decade the best investments are going to actually be in hard assets. My Roth/IRA/401k are in pretty common index funds and mutual funds so I figure I can go more risky with brokerage. I believe these will out perform equities in the next decade and if nothing else I feel more comfortable with my portfolio being diverse. I am bearish on the US Dollar and US Economy, I believe that trillion dollar deficits are not going bode well for the USA.
Retirement 401k: This bracket is just both my wife and my retirement, adding money to our retirement funds every month. Steady growth here...(update - the fed announced quantitative easing or money printing and the market has kinda been up and down, will wait and see what happens here.
Retirement IRA's: Still having some cash on the sideline and will figure out what this market wants to do and see if I can put it to work. In this bracket I have all Vanguard Funds (VTSMX, VGSTX, VEIEX, VGPMX)
Debts and Liabilities -
Credit Cards: Debt for home stuff, will be paid off without any interest.
Car Loan: I am paying 4% APR on it so I am paying a little, but not a ton. Still looking to pay it off early-will probably be a goal this or next year. Now that we don't need to save up on the downpayment we might have to start paying a bit more per month even though our mortgage will be higher than we are paying now...will keep you posted.
I am so looking forward to hitting 100k in net worth hopefully in the next month or two, we have come so far in just two short years. I am blessed to have what I do and during these hard time for most families, we have been able to create a small amount of wealth.