tag:blogger.com,1999:blog-8051323015497516306.post6555711922025449057..comments2023-09-25T07:15:43.610-04:00Comments on My Money Shrugged :: Where Atlas Shrugged meets Personal Finance: Balancing My Money and GoalsUnknownnoreply@blogger.comBlogger4125tag:blogger.com,1999:blog-8051323015497516306.post-51115344200974977632009-05-04T07:37:00.000-04:002009-05-04T07:37:00.000-04:00Your top four are spot on, do those first. 401k m...Your top four are spot on, do those first. 401k match is first, then your E-fund (trust me on this), then Roth, then house. <br /><br />After that I would say that it is nice to say invest in stocks, but in reality you have already started that with your Roth and 401k plans. You may not have the flexibility you like with those plans but those are the best two outlets for your investment beginnings. <br /><br />I agree with Baker as well as far as going to an exotic but reasonably priced honeymoon. Costa Rica and Puerto Rico I hear are places like that. This is important, but don't blow your life's worth on a honeymoon. Another tip is to go for the all inclusive trips, in reality they can save you a bundle, create less hassle, and make it easy to know where your meals and drinks are coming from.<br /><br />For you car payment, and I won't pretend to know your terms, tend to be fixed in so that even if you pay the car off early you still owe the same. That may not be true for you, but if it is then it doesn't matter how quickly you really pay it off.<br /><br />Lastly, if you don't feel that you can donate to charity safely without affecting your budget and protecting your family, then donate your time. It is equally as helpful as donating to causes.<br /><br />Good Luck!MechanicMatthttps://www.blogger.com/profile/15152303348930160051noreply@blogger.comtag:blogger.com,1999:blog-8051323015497516306.post-45508497277772336662009-05-03T18:57:00.000-04:002009-05-03T18:57:00.000-04:00I just shrug it off.I just shrug it off.Mikehttp://guzzothecontrarian.comnoreply@blogger.comtag:blogger.com,1999:blog-8051323015497516306.post-67713163329298159632009-04-30T12:59:00.000-04:002009-04-30T12:59:00.000-04:00A couple of things...
First, good job on what you...A couple of things...<br /><br />First, good job on what you have accomplished so far. Take a minute to appreciate that, and consider where you came from.<br /><br />Second, Make sure you set long-term goals and break them down into smaller monthly, weekly, & daily goals. This will help you to KNOW that you are accomplishing things toward your goals each day.<br /><br />Third, stay focused on those goals. Do not try to dip your pole in too many ponds, just patiently work through your plan that you set in point two (breaking down your goals into manageable chunks).<br /><br />Lastly, if something happens to one of you...that is why your emergency fund exists, so make sure it is ample for your needs...then you don't have to worry. Also, consider reading the bible and adopting or renewing a faith in the God of the bible. He is waiting & ready to help you shoulder your burdens.Matt Jabshttp://www.debtfreeadventure.comnoreply@blogger.comtag:blogger.com,1999:blog-8051323015497516306.post-55374498098405585742009-04-30T12:30:00.000-04:002009-04-30T12:30:00.000-04:00Hey, obviously you aren't crazy, your just normal!...Hey, obviously you aren't crazy, your just normal!<br /><br />You might want to try prioritizing your list instead of trying to do a little bit of everything. It looks like you've got your emergency fund, so you might feel better if you focused everything on your fully-funded Roth (if that's your next priority, etc...). Bang them out one at a time based on what you really value.<br /><br />Also, consider going someplace exotic, but very cheap. There are all sorts of places where a dollar can go an extremely long way. Some of these places are off the beaten path a little bit, but are absolute paradises!<br /><br />Either way good luck and keep up the great work!Baker @ Man Vs. Debthttp://manvsdebt.comnoreply@blogger.com